Dustin Owen

Dustin Owen

Keynote Speaker: Accredited & Certified Mortgage Lending Leader; Creator & Host of "The Loan Officer Podcast"; Founder & CEO of TLOP's Originator Coaching Community

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Dustin Owen Biography

Dustin Owen, widely known as “D.O.,” is a seasoned mortgage professional, industry leader, and the creator and host of The Loan Officer Podcast (TLOP). With more than two decades of experience, he began his career in 2004 as a rookie loan officer and quickly established himself as a top producer, funding over 100 loans annually within just two years. His drive and expertise propelled him into leadership, where he scaled one branch from $40 million in annual production to seven branches generating $70 million per month. Over the years, Owen has built a reputation as a dynamic sales executive and growth strategist, earning the prestigious Certified Mortgage Banker (CMB) designation and graduating from the Mortgage Bankers Association’s Future Leaders Program in 2022.

In 2024, Owen was named Senior Vice President of Growth and Division Sales Leader at Lower, a fast-growing digital multichannel lender based in Columbus, Ohio. Prior to that, he spent more than 16 years at Waterstone Mortgage, serving as Vice President of Eastern Division Sales. During his tenure, he played a pivotal role in increasing production volume from $40 million annually to more than $1 billion in annual originations, solidifying his standing as a respected voice in mortgage sales and leadership.

Outside of his executive responsibilities, Owen is best known for founding The Loan Officer Podcast, which has grown into the top podcast in the mortgage space, drawing more than a million downloads each year. The show blends sales strategies, industry insights, and personal development, delivered in an engaging and approachable style that listeners often compare to “if Joe Rogan and Dave Ramsey had a baby.” Building on this success, he launched TLOP Originator Coaching, which is recognized as one of the most valuable coaching and training platforms for mortgage originators in the country.

A graduate of the University of Central Florida and a devoted UCF football fan, he lives in Winter Springs, Florida. Beyond his career, he is a family man, husband, and father who also enjoys traveling and competing in Ironman races. Known for his energy, authenticity, and commitment to helping others succeed, he continues to inspire professionals across the mortgage industry while leading growth and innovation at the highest levels.

Contact a speaker booking agent to check availability on Dustin Owen and other top speakers and celebrities.

Dustin Owen Speaking Topics

Mic Drop & Mortgage Tips: 10 Business Lesson Learned After 600 Podcast Episodes

After hosting more than 600 episodes of The Loan Officer Podcast, Dustin Owen has had a front row seat to the habits, mindsets, and strategies of the mortgage industry's most successful operators. In this high energy keynote, Dustin shares the most powerful lessons he has learned from his own journey as a top producing loan originator, combined with the insights gathered from hundreds of conversations with elite performers across the industry.

Through entertaining stories from the trenches and practical, real world examples, Dustin challenges audiences to think bigger, stick to the plan, find the right partners, and seek out expert guidance along the way. But this is not about overwhelming people with information. Instead, Dustin breaks down each lesson into simple, actionable ideas that anyone can implement immediately.

His philosophy is simple: nothing changes if nothing changes. Attendees may hear ten ideas, but they will leave committed to implementing one or two that can create meaningful momentum in their business and career.

Audience Takeaways

Attendees will leave with:

  • A clear understanding of the habits and strategies shared by top producers across the mortgage industry
  • A framework for turning one piece of content into multiple opportunities for growth and visibility
  • Practical insights on partnership, discipline, and staying committed to a long term plan
  • One or two simple actions they can immediately implement to break through their next business plateau

The Next Gen Originator Playbook: Winning with Technology, Personal Brand, and Modern Prospecting

The mortgage industry is evolving faster than ever. Technology is changing how consumers search, connect, and choose who they trust with one of the most important financial decisions of their lives.

In this forward thinking keynote, Dustin Owen breaks down what it really means to be a Next Generation Originator. Drawing from years in the trenches as a top producing loan officer and insights gained from hundreds of conversations with industry leaders through The Loan Officer Podcast, Dustin provides a clear playbook for thriving in today's modern marketplace.

He introduces his own twist on the famous 80 20 rule, called the D.O. Principle. Eighty percent of your effort should focus on what has always worked in sales: relationships, trust, and personal connection. The other twenty percent should be invested in the tools shaping the future, including online presence, content creation, and technology.

Attendees will learn how to position themselves as trusted advisors, leverage online networks for meaningful connections, and adopt the right technology at the right time without chasing every shiny new tool. The result is a practical roadmap for building influence, staying relevant, and winning with the next generation of homebuyers.

Audience Takeaways

Attendees will leave with:

  • A clear framework for balancing proven sales fundamentals with modern technology using the D.O. Principle
  • A strategy for building a personal brand that attracts clients and referral partners
  • Practical rules for using online networks like LinkedIn, Instagram, and Facebook to build real relationships
  • The five commandments that define what it means to be a Next Generation Originator

The Originator Success Formula: The Skill + Effort Framework for Breaking Through Your Next Production Ceiling

Why do some loan originators consistently break through production barriers while others remain stuck in the middle of the pack?

In this highly interactive workshop, Dustin Owen introduces a simple but powerful framework for understanding success in mortgage sales: Skill multiplied by Effort.

Drawing from his own experience building a successful mortgage operation, Dustin walks participants through a self assessment process that measures the two variables that ultimately determine production. Attendees evaluate themselves across five essential skill categories including product knowledge, financial literacy, storytelling, sales strategy, and technology. They also measure their effort across five critical behaviors such as time commitment, prioritization of sales activity, professional development, activity tracking, and technology utilization.

Participants calculate their personal score to see where they fall on the production spectrum and, more importantly, identify exactly what needs to change to level up. For each skill and effort category, Dustin provides at least three practical examples of how attendees can improve their score, most of which are simple to implement and require little or no financial investment.

Rather than overwhelming the audience with dozens of improvements, Dustin challenges them to focus on just one or two changes that can create meaningful momentum over time. When skill and effort improve consistently, the result is what Dustin calls compound effort, where small improvements repeated daily lead to dramatic long term results.

Attendees leave with a clear understanding of where they stand today and a practical roadmap for increasing production tomorrow.

Audience Takeaways

Attendees will leave with:

  • A clear understanding of the Skill + Effort formula that drives mortgage production
  • A personal scorecard identifying their current production profile
  • At least three practical ways to improve each key skill and effort category
  • A simple strategy for creating long term growth through compound effort

The Originator Blueprint to Success

Most loan originators track the wrong numbers.

They obsess over units closed and loan volume funded, which only tells them how successful they were three to six months ago. The real secret to consistent production is tracking the activities that create future success.

In this powerful keynote, Dustin Owen reveals The Originator’s Blueprint for Success, a proven daily, weekly, and monthly activity framework developed from his 20+ years in the mortgage industry along with insights from elite coaches and top producing originators.

Dustin teaches audiences exactly what activities matter most and how to track them to eliminate guesswork and increase production. From meaningful conversations and structured theme days to online networking, face to face meetings, lead tracking, prospect follow up, and personal development, attendees learn how the most successful originators structure their days and measure their progress.

Along the way, Dustin shares lessons from his experience as an Ironman triathlete and the importance of tracking performance in any discipline. The message is simple: when you track the right behaviors consistently, success becomes predictable.

At the end of the presentation, attendees receive access to Dustin’s BLUEPRINT, a daily, weekly, and monthly activity tracker designed to help originators implement what they learned immediately.

Audience Takeaways

Attendees will leave with:

  • A clear understanding of the 10 activities that drive consistent mortgage production
  • A daily, weekly, and monthly framework for structuring their business
  • Practical strategies for tracking leading indicators instead of lagging results
  • Access to the Originator’s BLUEPRINT for Success, a proven activity tracking system

Understanding Your Sale DNA: How Top Originators Choose the Right Marketing Strategy and Master It

One of the biggest mistakes in mortgage sales is trying to do everything.

Too many loan originators attempt to network everywhere, market on every platform, attend every event, and chase every strategy. The result is predictable: they become average at many things instead of exceptional at the few activities that actually generate results.

In this engaging and practical keynote, Dustin Owen introduces the concept of Sales DNA. Drawing from more than two decades in the mortgage industry and lessons learned from top producers across the country, Dustin explains that there are six proven ways originators generate referrals and grow their networks. However, the most successful professionals do not try to do them all. Instead, they identify the two strategies that best match their personality, strengths, and market, and then commit to mastering them.

Through real stories from the field and practical examples, Dustin walks the audience through each of the six strategies including traditional networking, online networking, lunch and learns, speaking opportunities, happy hours, open houses, and proactive phone outreach. He shares best practices, common mistakes, and simple tactics used by top producers to turn each of these strategies into consistent lead generation.

By the end of the session, attendees will identify their own Sales DNA and leave with a clear strategy for focusing their time, building stronger referral relationships, and generating more business.

Audience Takeaways

Attendees will leave with:

  • A clear understanding of the six proven marketing strategies used by successful loan originators
  • Insight into which two strategies best align with their personality and strengths
  • Practical tips and best practices for executing each strategy effectively
  • A focused plan for generating more referrals by mastering their Sales DNA

Dustin Owen Videos

How to Make More Than $100k in the Mortgage Industry | Ep. 546
How to Stay Relevant in Mortgage Industry | Ep. 454
Making Home Ownership More Affordable with Dustin Owen | How's ...

How do I book Dustin Owen to speak at my event?

Our experienced booking agents have successfully helped clients around the world secure speakers like Dustin Owen for speaking engagements, personal appearances, product endorsements, or corporate entertainment since 2002. Click the Check Schedule button above and complete the form on this page to check availability for Dustin Owen, or call our office at 1.855.383.8805 to discuss your upcoming event. One of our experienced agents will be happy to help you get speaking fee information and check availability for Dustin Owen or any other speaker of your choice.

How much does it cost to book Dustin Owen for a speaking engagement?

Speaking fees for Dustin Owen, or any other speakers and celebrities, are determined based on a number of factors and may change without notice. The estimated fee for a live event is Below $10,000. For the most current speaking fee to hire Dustin Owen, click the Check Schedule button above and complete the form on this page, or call our office at 1.855.383.8805 to speak directly with an experienced booking agent.

What topics does Dustin Owen speak about?

Dustin Owen is a keynote speaker and industry expert who speaks on a wide range of topics such as Real Estate, Podcast Host, Sales, Strategic Leadership, Leadership, Finance, Marketing and Technology.

Where does Dustin Owen travel from?

Dustin Owen generally travels from Winter Park, FL, USA and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances.

Who is the agent for Dustin Owen?

AAE Speakers Bureau has successfully secured keynote speakers like Dustin Owen for clients worldwide since 2002. As a full-service speaker booking agency, we have access to virtually any speaker or celebrity in the world. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. Please click the Check Schedule button above and complete the form on this page including the details of your event, or call our office at 1.855.383.8805, and one of our agents will assist you to book Dustin Owen for your next private or corporate function.

What is a full-service speaker booking agency?

AAE Speakers Bureau is a full-service speaker booking agency, meaning we can completely manage the speaker’s or celebrity’s engagement with your organization from the time of booking your speaker through the event’s completion. We provide all of the services you need to host Dustin Owen or any other speaker of your choice, including offer negotiation, contractual assistance, accounting and billing, and event speaker travel and logistics services. When you book a speaker with us, we manage the process of hosting a speaker for you as an extension of your team. Our goal is to give our clients peace of mind and a best-in-class service experience when booking a speaker with us.

Why is AAE Speakers Bureau different from other booking agencies?

If you’re looking for the best speaker recommendations, paired with a top-notch customer service experience, you’re in the right place. At AAE Speakers Bureau, we exclusively represent the interests of our clients - professional organizations, companies, universities, and associations. We intentionally do not represent the speakers we feature or book. That is so we can present our clients with the broadest and best performing set of speaker options in the market today, and we can make these recommendations without any obligation to promote a specific speaker over another. This is why when our agents suggest a speaker for your event, you can be assured that they are of the highest quality with a history of proven success with our other clients.


Dustin Owen is a keynote speaker and industry expert who speaks on a wide range of topics including Real Estate, Podcast Host and Sales. The estimated speaking fee range to book Dustin Owen for live events is Below $10,000. Please contact us for virtual event fees. Dustin Owen generally travels from Winter Park, FL, USA and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances. Similar motivational celebrity speakers are Micah Solomon, Robert Spector and Dr. Michael Time. Contact All American Speakers for ratings, reviews, videos and information on scheduling Dustin Owen for an upcoming event.

Speaker profile last updated by AAE Talent Team on 11/03/2026.

Dustin Owen Speaking Topics

  • Mic Drop & Mortgage Tips: 10 Business Lesson Learned After 600 Podcast Episodes

    After hosting more than 600 episodes of The Loan Officer Podcast, Dustin Owen has had a front row seat to the habits, mindsets, and strategies of the mortgage industry's most successful operators. In this high energy keynote, Dustin shares the most powerful lessons he has learned from his own journey as a top producing loan originator, combined with the insights gathered from hundreds of conversations with elite performers across the industry.

    Through entertaining stories from the trenches and practical, real world examples, Dustin challenges audiences to think bigger, stick to the plan, find the right partners, and seek out expert guidance along the way. But this is not about overwhelming people with information. Instead, Dustin breaks down each lesson into simple, actionable ideas that anyone can implement immediately.

    His philosophy is simple: nothing changes if nothing changes. Attendees may hear ten ideas, but they will leave committed to implementing one or two that can create meaningful momentum in their business and career.

    Audience Takeaways

    Attendees will leave with:

    • A clear understanding of the habits and strategies shared by top producers across the mortgage industry
    • A framework for turning one piece of content into multiple opportunities for growth and visibility
    • Practical insights on partnership, discipline, and staying committed to a long term plan
    • One or two simple actions they can immediately implement to break through their next business plateau

  • The Next Gen Originator Playbook: Winning with Technology, Personal Brand, and Modern Prospecting

    The mortgage industry is evolving faster than ever. Technology is changing how consumers search, connect, and choose who they trust with one of the most important financial decisions of their lives.

    In this forward thinking keynote, Dustin Owen breaks down what it really means to be a Next Generation Originator. Drawing from years in the trenches as a top producing loan officer and insights gained from hundreds of conversations with industry leaders through The Loan Officer Podcast, Dustin provides a clear playbook for thriving in today's modern marketplace.

    He introduces his own twist on the famous 80 20 rule, called the D.O. Principle. Eighty percent of your effort should focus on what has always worked in sales: relationships, trust, and personal connection. The other twenty percent should be invested in the tools shaping the future, including online presence, content creation, and technology.

    Attendees will learn how to position themselves as trusted advisors, leverage online networks for meaningful connections, and adopt the right technology at the right time without chasing every shiny new tool. The result is a practical roadmap for building influence, staying relevant, and winning with the next generation of homebuyers.

    Audience Takeaways

    Attendees will leave with:

    • A clear framework for balancing proven sales fundamentals with modern technology using the D.O. Principle
    • A strategy for building a personal brand that attracts clients and referral partners
    • Practical rules for using online networks like LinkedIn, Instagram, and Facebook to build real relationships
    • The five commandments that define what it means to be a Next Generation Originator

  • The Originator Success Formula: The Skill + Effort Framework for Breaking Through Your Next Production Ceiling

    Why do some loan originators consistently break through production barriers while others remain stuck in the middle of the pack?

    In this highly interactive workshop, Dustin Owen introduces a simple but powerful framework for understanding success in mortgage sales: Skill multiplied by Effort.

    Drawing from his own experience building a successful mortgage operation, Dustin walks participants through a self assessment process that measures the two variables that ultimately determine production. Attendees evaluate themselves across five essential skill categories including product knowledge, financial literacy, storytelling, sales strategy, and technology. They also measure their effort across five critical behaviors such as time commitment, prioritization of sales activity, professional development, activity tracking, and technology utilization.

    Participants calculate their personal score to see where they fall on the production spectrum and, more importantly, identify exactly what needs to change to level up. For each skill and effort category, Dustin provides at least three practical examples of how attendees can improve their score, most of which are simple to implement and require little or no financial investment.

    Rather than overwhelming the audience with dozens of improvements, Dustin challenges them to focus on just one or two changes that can create meaningful momentum over time. When skill and effort improve consistently, the result is what Dustin calls compound effort, where small improvements repeated daily lead to dramatic long term results.

    Attendees leave with a clear understanding of where they stand today and a practical roadmap for increasing production tomorrow.

    Audience Takeaways

    Attendees will leave with:

    • A clear understanding of the Skill + Effort formula that drives mortgage production
    • A personal scorecard identifying their current production profile
    • At least three practical ways to improve each key skill and effort category
    • A simple strategy for creating long term growth through compound effort

  • The Originator Blueprint to Success

    Most loan originators track the wrong numbers.

    They obsess over units closed and loan volume funded, which only tells them how successful they were three to six months ago. The real secret to consistent production is tracking the activities that create future success.

    In this powerful keynote, Dustin Owen reveals The Originator’s Blueprint for Success, a proven daily, weekly, and monthly activity framework developed from his 20+ years in the mortgage industry along with insights from elite coaches and top producing originators.

    Dustin teaches audiences exactly what activities matter most and how to track them to eliminate guesswork and increase production. From meaningful conversations and structured theme days to online networking, face to face meetings, lead tracking, prospect follow up, and personal development, attendees learn how the most successful originators structure their days and measure their progress.

    Along the way, Dustin shares lessons from his experience as an Ironman triathlete and the importance of tracking performance in any discipline. The message is simple: when you track the right behaviors consistently, success becomes predictable.

    At the end of the presentation, attendees receive access to Dustin’s BLUEPRINT, a daily, weekly, and monthly activity tracker designed to help originators implement what they learned immediately.

    Audience Takeaways

    Attendees will leave with:

    • A clear understanding of the 10 activities that drive consistent mortgage production
    • A daily, weekly, and monthly framework for structuring their business
    • Practical strategies for tracking leading indicators instead of lagging results
    • Access to the Originator’s BLUEPRINT for Success, a proven activity tracking system

  • Understanding Your Sale DNA: How Top Originators Choose the Right Marketing Strategy and Master It

    One of the biggest mistakes in mortgage sales is trying to do everything.

    Too many loan originators attempt to network everywhere, market on every platform, attend every event, and chase every strategy. The result is predictable: they become average at many things instead of exceptional at the few activities that actually generate results.

    In this engaging and practical keynote, Dustin Owen introduces the concept of Sales DNA. Drawing from more than two decades in the mortgage industry and lessons learned from top producers across the country, Dustin explains that there are six proven ways originators generate referrals and grow their networks. However, the most successful professionals do not try to do them all. Instead, they identify the two strategies that best match their personality, strengths, and market, and then commit to mastering them.

    Through real stories from the field and practical examples, Dustin walks the audience through each of the six strategies including traditional networking, online networking, lunch and learns, speaking opportunities, happy hours, open houses, and proactive phone outreach. He shares best practices, common mistakes, and simple tactics used by top producers to turn each of these strategies into consistent lead generation.

    By the end of the session, attendees will identify their own Sales DNA and leave with a clear strategy for focusing their time, building stronger referral relationships, and generating more business.

    Audience Takeaways

    Attendees will leave with:

    • A clear understanding of the six proven marketing strategies used by successful loan originators
    • Insight into which two strategies best align with their personality and strengths
    • Practical tips and best practices for executing each strategy effectively
    • A focused plan for generating more referrals by mastering their Sales DNA

Dustin Owen Videos

How to Make More Than $100k in the Mortgage Industry | Ep. 546
How to Stay Relevant in Mortgage Industry | Ep. 454
Making Home Ownership More Affordable with Dustin Owen | How's ...
Dustin Owen on how to muscle through this difficult market @TheLoanOfficerPodcast
Episode 202: Gratitude, Attitude, Outlook And Perspective Keynote
  • How do I book Dustin Owen to speak at my event?

    Our experienced booking agents have successfully helped clients around the world secure speakers like Dustin Owen for speaking engagements, personal appearances, product endorsements, or corporate entertainment since 2002. Click the Check Schedule button above and complete the form on this page to check availability for Dustin Owen, or call our office at 1.855.383.8805 to discuss your upcoming event. One of our experienced agents will be happy to help you get speaking fee information and check availability for Dustin Owen or any other speaker of your choice.
  • How much does it cost to book Dustin Owen for a speaking engagement?

    Speaking fees for Dustin Owen, or any other speakers and celebrities, are determined based on a number of factors and may change without notice. The estimated fee for a live event is Below $10,000. For the most current speaking fee to hire Dustin Owen, click the Check Schedule button above and complete the form on this page, or call our office at 1.855.383.8805 to speak directly with an experienced booking agent.
  • What topics does Dustin Owen speak about?

    Dustin Owen is a keynote speaker and industry expert who speaks on a wide range of topics such as Real Estate, Podcast Host, Sales, Strategic Leadership, Leadership, Finance, Marketing and Technology.
  • Where does Dustin Owen travel from?

    Dustin Owen generally travels from Winter Park, FL, USA and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances.
  • Who is the agent for Dustin Owen?

    AAE Speakers Bureau has successfully secured keynote speakers like Dustin Owen for clients worldwide since 2002. As a full-service speaker booking agency, we have access to virtually any speaker or celebrity in the world. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. Please click the Check Schedule button above and complete the form on this page including the details of your event, or call our office at 1.855.383.8805, and one of our agents will assist you to book Dustin Owen for your next private or corporate function.
  • What is a full-service speaker booking agency?

    AAE Speakers Bureau is a full-service speaker booking agency, meaning we can completely manage the speaker’s or celebrity’s engagement with your organization from the time of booking your speaker through the event’s completion. We provide all of the services you need to host Dustin Owen or any other speaker of your choice, including offer negotiation, contractual assistance, accounting and billing, and event speaker travel and logistics services. When you book a speaker with us, we manage the process of hosting a speaker for you as an extension of your team. Our goal is to give our clients peace of mind and a best-in-class service experience when booking a speaker with us.
  • Why is AAE Speakers Bureau different from other booking agencies?

    If you’re looking for the best speaker recommendations, paired with a top-notch customer service experience, you’re in the right place. At AAE Speakers Bureau, we exclusively represent the interests of our clients - professional organizations, companies, universities, and associations. We intentionally do not represent the speakers we feature or book. That is so we can present our clients with the broadest and best performing set of speaker options in the market today, and we can make these recommendations without any obligation to promote a specific speaker over another. This is why when our agents suggest a speaker for your event, you can be assured that they are of the highest quality with a history of proven success with our other clients.
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